Why This Housing Market Is Not a Bubble Ready To Pop。
What Caused the Housing Crash 15 Years Ago?
Back in 2006, foreclosures flooded the market. That drove down home values dramatically. The two main reasons for the flood of foreclosures were: Many purchasers were not truly qualified for the mortgage they obtained, which led to more homes turning into foreclosures.
A number of homeowners cashed in the equity on their homes.
Why Today’s Real Estate Market Is Different
1. Today, Demand for Homeownership Is Real (Not Artificially Generated)
Today, purchasers and those refinancing a home face much higher standards from mortgage companies.
2: People Are Not Using Their Homes as ATMs Like They Did in the Early 2000s。
简单来说就是2008经济危机的原因与今天不一样
那时候的买家不够资格,银行降低标准,买家一有风险就抛售造成更大的下跌,而这次是真正的需求拉动房市,买家的的审核贷款也很严格,虽然房产价格涨了很多,但是银行风险并没有增加。
.#房产[话题]##房市[话题]##供需[话题]##mortgage[话题]#
What Caused the Housing Crash 15 Years Ago?
Back in 2006, foreclosures flooded the market. That drove down home values dramatically. The two main reasons for the flood of foreclosures were: Many purchasers were not truly qualified for the mortgage they obtained, which led to more homes turning into foreclosures.
A number of homeowners cashed in the equity on their homes.
Why Today’s Real Estate Market Is Different
1. Today, Demand for Homeownership Is Real (Not Artificially Generated)
Today, purchasers and those refinancing a home face much higher standards from mortgage companies.
2: People Are Not Using Their Homes as ATMs Like They Did in the Early 2000s。
简单来说就是2008经济危机的原因与今天不一样
那时候的买家不够资格,银行降低标准,买家一有风险就抛售造成更大的下跌,而这次是真正的需求拉动房市,买家的的审核贷款也很严格,虽然房产价格涨了很多,但是银行风险并没有增加。
.#房产[话题]##房市[话题]##供需[话题]##mortgage[话题]#
Motorshowet hadde ikke søkt om unntak: − Det er i så fall ulovlig
Oppvisningsbilen som kjørte inn i publikumstribunen på Bjerke, var uten skilter. Statens vegvesen har ikke gitt motorshowet unntak fra kravet om registrering. Arrangøren ønsker nå å fortsette turneen i Norge.
#nyheter i dag#
The motor show had not applied for an exception: - In that case, it is illegal
The show car that drove into the grandstand at Bjerke was without signs. The Norwegian Public Roads Administration has not granted the motor show an exemption from the requirement for registration. The organizer now wants to continue the tour in Norway.
Oppvisningsbilen som kjørte inn i publikumstribunen på Bjerke, var uten skilter. Statens vegvesen har ikke gitt motorshowet unntak fra kravet om registrering. Arrangøren ønsker nå å fortsette turneen i Norge.
#nyheter i dag#
The motor show had not applied for an exception: - In that case, it is illegal
The show car that drove into the grandstand at Bjerke was without signs. The Norwegian Public Roads Administration has not granted the motor show an exemption from the requirement for registration. The organizer now wants to continue the tour in Norway.
一早就收到外教发来的信息~
"It has been a long cold winter. Three weeks ago we drove south to Arizona where the weather was warm and very dry. We hiked in a forest of saguaro cactus Later we spent a week in Florida, going all the way to key West. We saw dolphins, went snorkeling and did an airboat tour of the Everglades. Saw a mama alligator and her baby! I hope you’re doing well in school and life!"
快乐开启新的一天
真的超级爱这对夫妻,尤其是和Mrs.Brough意外地结成了“忘年交”。我们聊过两国的政治、文化、新闻媒体……她睿智、豁达、开朗,每一次和她的聊天总让我对生活充满了希望。
她在某一次学期末给我写道“I appreciate the bond you and I have forged and hope we can maintain it, despite the ocean that separates us.”
原来真的会因为一个人喜欢一个城市,喜欢一个国家✌
真想有机会去她的国家看看
"It has been a long cold winter. Three weeks ago we drove south to Arizona where the weather was warm and very dry. We hiked in a forest of saguaro cactus Later we spent a week in Florida, going all the way to key West. We saw dolphins, went snorkeling and did an airboat tour of the Everglades. Saw a mama alligator and her baby! I hope you’re doing well in school and life!"
快乐开启新的一天
真的超级爱这对夫妻,尤其是和Mrs.Brough意外地结成了“忘年交”。我们聊过两国的政治、文化、新闻媒体……她睿智、豁达、开朗,每一次和她的聊天总让我对生活充满了希望。
她在某一次学期末给我写道“I appreciate the bond you and I have forged and hope we can maintain it, despite the ocean that separates us.”
原来真的会因为一个人喜欢一个城市,喜欢一个国家✌
真想有机会去她的国家看看
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