#CPA打卡[超话]#
【CPA打卡】Day5
1递延年金:两步折现法 先年金再复利
2永续年金:P=A/i
3价值评估:价值不拘泥于过去 立足于现在 着眼于未来
4债券价值
1)平息债券 v=I*(P/A,rd,n)+F*(P/F,rd,n)
2)零息债券 V=M/(1 +r)^n
3)到期一次还本付息 v=M*(1 +i*m)/(1 +r)^n
4)永续债券 v=I/rd
5股票价值
1)基本模型V=£Dt/(1 +Rs)^t
2)固定股利模型V=D/Rs

❤ 晨念

观音心咒 六字真言：
唵（ōng）嘛（mā）呢（nī） 叭（ bēi）咪（mēi）吽（hòng）
六字真言功德：
唵 能消除天界生死苦，
嘛 能消除非天斗争苦，
呢 除人间生老病死苦，
叭 能消除畜牲役使苦，
咪 能消除饿鬼饥渴苦，
吽 能消除冷热地狱苦。

念诵此咒，能治诸多魔障，能除诸多损害，能消诸多恶劫，能得各种成就，能净诸障

https://t.cn/R2WxdDX

The sweetest word i know is Love ❤
and the only thing that reminds me and make me feel of it is Oppa ❤❤
Eасh аnd еvеrу night i go to bed with hарріnеѕѕ in mу hеаrt knowing thаt Oppa is thе most bеаutіful human іn thе unіvеrѕе. ❤
With Oppa in my life, i know love is worth fighting for. ❤
Not a moment goes by without me thinking of Oppa and all the wonderful things Oppa to me
The more i think of Oppa, ❤❤
the more I miss and want to be Oppa. ❤❤❤